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Scottish Provident Life Insurance Review

Life can sometimes be uncertain and sometimes it can take a turn for the worse. Scottish Provident life insurance can provide much needed help for your loved ones should you die or are diagnosed with a critical or terminal illness.

You can obtain peace of mind by having life cover you can depend on. The protection is there to payout enough money for your family to cope in the event of your death. But even if you survive a serious illness you may need some help to continue paying your mortgage and other household bills. This could be the case for many years.

Scottish Provident provide three types of cover:

  1. Life Cover which pays a lump sum if you die
  2. Critical Illness Cover which pays a lump sum or monthly payment when you suffer from one of a list of specified illnesses. Some examples include cancer, heart attack and stroke.
    Income Protection provides you with a monthly income if you are unable to work because of sickness, an accident or disability.
  3. ‘Mortgage Plan’. It will pay a monthly income if you become unemployed through no fault of your own.
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